Pricing

At Stars & Stripes Financial Advisors we believe in transparent pricing. There should never be any question about what we are charging you and when. We also believe that financial advice should not just be for those who have already accumulated enough wealth to be affluent in their own right, but rather we believe every Veteran should have access to affordable and high quality advice no matter what stage of their wealth building journey they are in.

That is why we are committed to no minimums to start and why we have listed our fees below and how we charge them.

We believe in transparent pricing.

Ongoing Financial Planning

Ongoing Financial Planning consists of an upfront charge of $1,000 and an ongoing flat fee that is paid monthly, in arrears, at the rate of $220-$880 per month. Fees are based on complexity and needs of the Client, and may be negotiable. Fees for this service may be paid by debit/credit card, electronic funds transfer or check.

The initial Ongoing Financial Planning fee is for the development and delivery of the financial plan. This work will commence immediately after the fee is paid, and the length of time required to complete and deliver the plan is dependent on several factors including the needs of the client, the client’s ability to provide any necessary information and documentation, as well as the complexity of their financial situation. At no time do we require prepayment of fees 6 or more months in advance of delivering the requested services.

This service may be terminated by either party with 30 days’ notice. In the event of early termination before the upfront fee has been earned, any prepaid but unearned fees will be refunded to the Client and any completed deliverables will be provided to the Client. Any earned but unpaid fees will be billed for work already completed.

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Hourly Financial Planning

Financial Planning engagements are offered at the rate of $275 per hour. The fee may be negotiable in certain cases and is due at the completion of the engagement. In the event of early termination by the Client, any fees for the hours already worked will be due. Fees for this service may be paid by debit/credit card, electronic funds transfer or check.

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Investment Management Services

Our standard advisory fee is based on the market value of the assets under management and is calculated as follows:

The annual fees are negotiable, prorated and paid in arrears on a quarterly basis. The advisory fee is a tiered fee and is calculated by assessing the percentage rates using the predefined levels of assets as shown in the above chart and applying the fee to the average daily balance throughout the quarter. Clients will not pay an additional fee when a sub-advisor is used for investment management services. No increase in the annual fee shall be effective without prior client consent.

Advisory fees are directly debited from Client accounts held at an unaffiliated third-party custodian, or the Client may choose to pay by debit/credit card, electronic funds transfer or check. Accounts initiated during a calendar quarter will be charged a prorated fee based on the amount of time remaining in the billing period. An account may be terminated with written notice at least 30 calendar days in advance. Since fees are paid in arrears, no refund will be needed upon termination of the account.

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Educational Insights

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