Pricing

At Stars & Stripes Financial Advisors we believe in transparent pricing. There should never be any question about what we are charging you and when. We also believe that financial advice should not just be for those who have already accumulated enough wealth to be affluent in their own right, but rather we believe military service members, veterans and their families should have access to high quality advice no matter what stage of their wealth building journey they are in.

That is why we are committed to no minimums to start and why we have listed our fees below and how we charge them.

Comprehensive Financial Planning consists of an upfront charge of $1,050 and an ongoing flat fee that is paid monthly, in arrears, at the rate of $250-$980 per month for ongoing financial planning services. This would be the pricing equivalent of a flat fee arrangement between $3,000 per year and $11,760 per year. Fees are based on complexity and needs of the Client, and may be negotiable. Fees for this service may be paid by debit/credit card, electronic funds transfer or check.

The initial Comprehensive Financial Planning fee is for the development and delivery of the financial plan. This work will commence immediately after the fee is paid, and the length of time required to complete and deliver the plan is dependent on several factors including the needs of the client, the client’s ability to provide any necessary information and documentation, as well as the complexity of their financial situation. At no time do we require prepayment of fees 6 or more months in advance of delivering the requested services.

This service may be terminated by either party with 30 days’ notice. In the event of early termination before the upfront fee has been earned, any prepaid but unearned fees will be refunded to the Client and any completed deliverables will be provided to the Client. Any earned but unpaid fees will be billed for work already completed.

We bill for our Comprehensive Financial Planning services separately from our Investment Management Services to give our clients the greatest accessibility possible.

Hourly Financial Advice engagements are offered at the rate of $310 per hour.

For people seeking a specific outcome, we offer a complimentary consultation and proposal delivery at no cost. Once someone has agreed to a Proposal for Services, we charge half of the fee upfront and the other half  upon completion of the engagement. In the event of early termination by the Client, any fees for the hours already worked will be due and a prorated refund will be given for any unearned fee.

For people seeking to have a quick conversation with a professional to get answers to their pressing questions, we offer Hourly Financial Advice as well. In this format we ask that you sign a client agreement upfront and we will send you an invoice after the completion of a financial advice consultation.

Fees for Hourly Financial Advice services may be paid by debit/credit card, electronic funds transfer or check.